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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $60,129 | $102,429-41.3% | $147,096-59.1% | $80,925-25.7% |
| Participation rate | 96.2% | 75.9%+20.4pp | 82.2%+14.0pp | 67.7%+28.6pp |
| Annual return | 14.13% | 135.02%-120.9pp | 419.75%-405.6pp | 35.65%-21.5pp |
| Employer contribution / active EE | $5,216 | $3,716+40.4% | $4,936+5.7% | $2,756+89.2% |
| Participant deferral / active EE | $2,677 | $6,649-59.7% | $8,071-66.8% | $4,299-37.7% |
| Admin fee / account holder | $773 | $7,957-90.3% | $13,005-94.1% | $6,940-88.9% |