Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,502 | $105,284-25.4% | $150,734-47.9% | $94,015-16.5% |
| Participation rate | 59.5% | 71.7%-12.3pp | 78.4%-19.0pp | 70.8%-11.4pp |
| Annual return | 7.98% | 15.67%-7.7pp | 600.81%-592.8pp | 17.84%-9.9pp |
| Employer contribution / active EE | $683 | $3,599-81.0% | $4,918-86.1% | $2,790-75.5% |
| Participant deferral / active EE | $3,400 | $4,274-20.5% | $5,610-39.4% | $4,249-20.0% |
| Admin fee / account holder | $9,909 | $9,839+0.7% | $14,905-33.5% | $8,951+10.7% |