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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,500 | $97,648-62.6% | $121,663-70.0% | $87,485-58.3% |
| Participation rate | 57.7% | 70.5%-12.7pp | 74.5%-16.7pp | 68.9%-11.2pp |
| Annual return | 20.00% | 18.03%+2.0pp | 147.54%-127.5pp | 26.06%-6.1pp |
| Employer contribution / active EE | $1,884 | $2,300-18.1% | $3,020-37.6% | $2,596-27.4% |
| Participant deferral / active EE | $3,986 | $3,923+1.6% | $4,887-18.4% | $4,274-6.7% |
| Admin fee / account holder | $1,210 | $11,100-89.1% | $14,289-91.5% | $7,775-84.4% |