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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,500 | $94,031-61.2% | $115,768-68.5% | $82,448-55.7% |
| Participation rate | 57.7% | 70.4%-12.7pp | 74.4%-16.6pp | 68.1%-10.3pp |
| Annual return | 20.00% | 20.61%-0.6pp | 100.46%-80.5pp | 41.64%-21.6pp |
| Employer contribution / active EE | $1,884 | $2,323-18.9% | $2,940-35.9% | $2,551-26.1% |
| Participant deferral / active EE | $3,986 | $3,972+0.4% | $4,917-18.9% | $4,139-3.7% |
| Admin fee / account holder | $1,210 | $10,249-88.2% | $12,439-90.3% | $7,234-83.3% |