Filed July 17, 2025
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,572 | $71,230+63.7% | $93,727+24.4% | $80,959+44.0% |
| Participation rate | 34.0% | 60.4%-26.4pp | 68.7%-34.7pp | 67.7%-33.6pp |
| Annual return | 10.52% | 11.26%-0.7pp | 133.83%-123.3pp | 35.67%-25.2pp |
| Employer contribution / active EE | $895 | $1,565-42.8% | $2,421-63.0% | $2,757-67.5% |
| Participant deferral / active EE | $1,530 | $4,037-62.1% | $4,417-65.4% | $4,300-64.4% |
| Admin fee / account holder | $5,895 | $6,961-15.3% | $8,292-28.9% | $6,925-14.9% |