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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $200,089 | $180,749+10.7% | $160,784+24.4% | $137,256+45.8% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 16.76% | 2234.46%-2217.7pp | 1803.92%-1787.2pp | 220.34%-203.6pp |
| Employer contribution / active EE | $3,882 | $4,155-6.6% | $3,733+4.0% | $4,156-6.6% |
| Participant deferral / active EE | $3,882 | $6,844-43.3% | $6,293-38.3% | $6,407-39.4% |
| Admin fee / account holder | $19,775 | $10,397+90.2% | $9,717+103.5% | $12,270+61.2% |