Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 3-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,921 | $108,825-76.2% | $156,181-83.4% | $82,448-68.6% |
| Participation rate | 31.3% | 72.4%-41.1pp | 78.8%-47.6pp | 68.1%-36.8pp |
| Annual return | 16.00% | 20.59%-4.6pp | 64.87%-48.9pp | 41.64%-25.6pp |
| Employer contribution / active EE | $1,034 | $2,870-64.0% | $4,294-75.9% | $2,551-59.5% |
| Participant deferral / active EE | $1,531 | $4,577-66.6% | $6,132-75.0% | $4,139-63.0% |
| Admin fee / account holder | $1,798 | $9,341-80.8% | $14,586-87.7% | $7,234-75.1% |