Retirement plan

UNITED WAY OF GREATER CHARLOTTESVILLE

Name: UNITED WAY OF GREATER CHARLOTTESVILLE - UNITED WAY OF GREATER CHARLOTTESVILLE (2025) Form 5500
Creator: UNITED WAY OF GREATER CHARLOTTESVILLE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, UNITED WAY OF GREATER CHARLOTTESVILLE, UNITED WAY OF GREATER CHARLOTTESVILLE

UNITED WAY OF GREATER CHARLOTTESVILLEEIN 54-0505882Plan #003PY 2025

200 GARRETT ST STE I - CHARLOTTESVILLE, VA 229025662434-972-1712unitedwaycville.orgLinkedIn11-50 employeesnon-profit organization management

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.6M

-21.7% from 2024

Total participants

+8.1% from 2024

Average account balance

$40,875

-35.4% from 2024

Annual return

13.25%

-0.84 pp from 2024

Benchmarks

See 12,994 peers

Peer group

Industry62 - Health Care and Social Assistance

Plan typeDefined contribution

Participants25-99

Cohort12,994 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$41K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

137.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$264K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$9K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+13.25%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$24901

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G3D2J

Plan features

2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$996K

$34346 / participant

Other / not subdivided$996K100.0%

% of EOY assets

60.921%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$40,875

$75,541-45.9%

$152,093-73.1%

$82,637-50.5%

Participation rate

100.0%

66.5%+33.5pp

77.8%+22.2pp

68.1%+31.9pp

Annual return

13.25%

32.56%-19.3pp

66.36%-53.1pp

53.51%-40.3pp

Employer contribution / active EE

$5,587

$2,622+113.1%

$4,175+33.8%

$2,552+118.9%

Participant deferral / active EE

$3,524

$3,206+9.9%

$5,451-35.3%

$4,126-14.6%

Admin fee / account holder

$24,901

$6,405+288.8%

$14,497+71.8%

$7,339+239.3%

UNITED WAY OF GREATER CHARLOTTESVILLE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

UNITED WAY OF GREATER CHARLOTTESVILLE

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion