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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,739 | $180,749-31.5% | $160,784-23.0% | $137,256-9.8% |
| Participation rate | 66.7% | 80.0%-13.3pp | 77.0%-10.3pp | 80.0%-13.3pp |
| Annual return | 19.00% | 2234.46%-2215.5pp | 1803.92%-1784.9pp | 220.34%-201.3pp |
| Employer contribution / active EE | $2,822 | $4,155-32.1% | $3,733-24.4% | $4,156-32.1% |
| Participant deferral / active EE | $12,515 | $6,844+82.9% | $6,293+98.9% | $6,407+95.3% |
| Admin fee / account holder | $0 | $10,397-100.0% | $9,717-100.0% | $12,270-100.0% |