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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $148,607 | $169,237-12.2% | $129,339+14.9% | $145,978+1.8% |
| Participation rate | 75.0% | 76.5%-1.5pp | 69.6%+5.4pp | 80.3%-5.3pp |
| Annual return | 11.91% | 14364.43%-14352.5pp | 9437.05%-9425.1pp | 550.52%-538.6pp |
| Employer contribution / active EE | $9,260 | $5,540+67.1% | $4,154+122.9% | $4,662+98.6% |
| Participant deferral / active EE | $9,260 | $4,991+85.5% | $4,170+122.1% | $6,690+38.4% |
| Admin fee / account holder | $3,377 | $9,882-65.8% | $7,668-56.0% | $13,400-74.8% |