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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,546 | $123,155+24.7% | $108,753+41.2% | $155,188-1.1% |
| Participation rate | 100.0% | 75.6%+24.4pp | 71.1%+28.9pp | 80.8%+19.2pp |
| Annual return | 14.99% | 44.73%-29.7pp | 37.47%-22.5pp | 148.84%-133.8pp |
| Employer contribution / active EE | $7,096 | $2,811+152.4% | $2,427+192.4% | $4,248+67.0% |
| Participant deferral / active EE | $12,529 | $4,623+171.0% | $4,115+204.5% | $6,531+91.8% |
| Admin fee / account holder | $5,747 | $12,126-52.6% | $10,320-44.3% | $14,480-60.3% |