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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,546 | $115,225+33.3% | $100,712+52.5% | $138,895+10.5% |
| Participation rate | 100.0% | 74.3%+25.7pp | 69.3%+30.7pp | 79.9%+20.1pp |
| Annual return | 14.99% | 40.35%-25.4pp | 33.27%-18.3pp | 145.39%-130.4pp |
| Employer contribution / active EE | $7,096 | $2,771+156.1% | $2,313+206.8% | $4,194+69.2% |
| Participant deferral / active EE | $12,529 | $4,699+166.6% | $4,085+206.7% | $6,396+95.9% |
| Admin fee / account holder | $5,747 | $10,844-47.0% | $9,256-37.9% | $12,562-54.2% |