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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,719 | $70,366+88.6% | $66,674+99.1% | $138,895-4.4% |
| Participation rate | 100.0% | 76.2%+23.8pp | 73.7%+26.3pp | 79.9%+20.1pp |
| Annual return | 4.16% | 386.41%-382.2pp | 321.24%-317.1pp | 145.39%-141.2pp |
| Employer contribution / active EE | $6,980 | $2,765+152.4% | $2,620+166.4% | $4,194+66.4% |
| Participant deferral / active EE | $10,984 | $4,374+151.1% | $4,084+169.0% | $6,396+71.7% |
| Admin fee / account holder | $874 | $5,262-83.4% | $5,098-82.9% | $12,562-93.0% |