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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,719 | $114,013+16.4% | $103,693+28.0% | $155,188-14.5% |
| Participation rate | 100.0% | 75.2%+24.8pp | 72.6%+27.4pp | 80.8%+19.2pp |
| Annual return | 4.16% | 49.31%-45.2pp | 47.61%-43.5pp | 148.84%-144.7pp |
| Employer contribution / active EE | $6,980 | $3,131+122.9% | $2,920+139.0% | $4,248+64.3% |
| Participant deferral / active EE | $10,984 | $4,970+121.0% | $4,579+139.9% | $6,531+68.2% |
| Admin fee / account holder | $874 | $8,407-89.6% | $7,858-88.9% | $14,480-94.0% |