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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,566 | $99,875+1.7% | $146,866-30.8% | $86,983+16.8% |
| Participation rate | 69.4% | 75.8%-6.4pp | 82.5%-13.1pp | 69.5%-0.1pp |
| Annual return | 33.64% | 28.10%+5.5pp | 102.85%-69.2pp | 25.83%+7.8pp |
| Employer contribution / active EE | $2,551 | $3,224-20.9% | $4,425-42.3% | $2,584-1.3% |
| Participant deferral / active EE | $7,899 | $6,322+24.9% | $7,759+1.8% | $4,194+88.4% |
| Admin fee / account holder | $10,496 | $7,838+33.9% | $13,620-22.9% | $7,856+33.6% |