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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,566 | $106,864-5.0% | $147,318-31.1% | $82,637+22.9% |
| Participation rate | 69.4% | 75.5%-6.1pp | 82.1%-12.6pp | 68.1%+1.4pp |
| Annual return | 33.64% | 27.49%+6.1pp | 70.43%-36.8pp | 53.51%-19.9pp |
| Employer contribution / active EE | $2,551 | $3,417-25.3% | $4,593-44.5% | $2,5520% |
| Participant deferral / active EE | $7,899 | $6,496+21.6% | $7,906-0.1% | $4,126+91.4% |
| Admin fee / account holder | $10,496 | $8,415+24.7% | $13,708-23.4% | $7,339+43.0% |