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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $169,334 | $159,934+5.9% | $147,005+15.2% | $145,959+16.0% |
| Participation rate | 85.7% | 84.0%+1.7pp | 82.2%+3.6pp | 80.3%+5.4pp |
| Annual return | 24.31% | 98.24%-73.9pp | 418.76%-394.5pp | 561.95%-537.6pp |
| Employer contribution / active EE | $18,971 | $5,287+258.8% | $4,934+284.5% | $4,661+307.0% |
| Participant deferral / active EE | $10,652 | $8,427+26.4% | $8,070+32.0% | $6,689+59.3% |
| Admin fee / account holder | $3,274 | $15,053-78.3% | $13,006-74.8% | $13,398-75.6% |