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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,291 | $85,196+313.5% | $76,383+361.2% | $145,897+141.5% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.3%+20.7pp | 80.3%+19.7pp |
| Annual return | 9.52% | 13.13%-3.6pp | 13.79%-4.3pp | 552.29%-542.8pp |
| Employer contribution / active EE | $3,115 | $5,268-40.9% | $4,587-32.1% | $4,663-33.2% |
| Participant deferral / active EE | $26,750 | $6,386+318.9% | $5,474+388.7% | $6,689+299.9% |
| Admin fee / account holder | $2,174 | $5,786-62.4% | $5,147-57.8% | $13,390-83.8% |