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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $352,291 | $85,004+314.4% | $76,284+361.8% | $145,959+141.4% |
| Participation rate | 100.0% | 82.9%+17.1pp | 79.2%+20.8pp | 80.3%+19.7pp |
| Annual return | 9.52% | 13.11%-3.6pp | 13.77%-4.3pp | 561.95%-552.4pp |
| Employer contribution / active EE | $3,115 | $5,265-40.8% | $4,585-32.1% | $4,661-33.2% |
| Participant deferral / active EE | $26,750 | $6,390+318.6% | $5,478+388.3% | $6,689+299.9% |
| Admin fee / account holder | $2,174 | $5,760-62.3% | $5,131-57.6% | $13,398-83.8% |