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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,193 | $100,203-41.9% | $85,240-31.7% | $145,897-60.1% |
| Participation rate | 88.2% | 74.1%+14.1pp | 67.5%+20.7pp | 80.3%+7.9pp |
| Annual return | 11.84% | 84.28%-72.4pp | 66.75%-54.9pp | 552.29%-540.5pp |
| Employer contribution / active EE | $3,964 | $3,242+22.3% | $2,735+44.9% | $4,663-15.0% |
| Participant deferral / active EE | $6,960 | $5,299+31.4% | $4,527+53.7% | $6,689+4.0% |
| Admin fee / account holder | $6,897 | $7,265-5.1% | $6,165+11.9% | $13,390-48.5% |