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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $91,775 | $97,125-5.5% | $86,233+6.4% | $137,256-33.1% |
| Participation rate | 73.3% | 74.2%-0.9pp | 69.0%+4.3pp | 80.0%-6.6pp |
| Annual return | 10.82% | 74.19%-63.4pp | 61.39%-50.6pp | 220.34%-209.5pp |
| Employer contribution / active EE | $7,055 | $2,841+148.3% | $2,504+181.7% | $4,156+69.7% |
| Participant deferral / active EE | $11,792 | $5,180+127.7% | $4,559+158.6% | $6,407+84.0% |
| Admin fee / account holder | $33,544 | $9,725+244.9% | $8,342+302.1% | $12,270+173.4% |