Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,946 | $78,690-6.0% | $161,489-54.2% | $87,485-15.5% |
| Participation rate | 17.9% | 67.5%-49.6pp | 78.7%-60.8pp | 68.9%-51.1pp |
| Annual return | 13.65% | 32.74%-19.1pp | 89.72%-76.1pp | 26.06%-12.4pp |
| Employer contribution / active EE | $0 | $2,588-100.0% | $4,268-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $1,833 | $3,311-44.7% | $5,630-67.5% | $4,274-57.1% |
| Admin fee / account holder | $1,774 | $6,724-73.6% | $16,006-88.9% | $7,775-77.2% |