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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,662 | $81,504+362.1% | $102,437+267.7% | $80,959+365.3% |
| Participation rate | 100.0% | 66.9%+33.1pp | 74.5%+25.5pp | 67.7%+32.3pp |
| Annual return | 7.17% | 25.60%-18.4pp | 24.95%-17.8pp | 35.67%-28.5pp |
| Employer contribution / active EE | $19,384 | $3,104+524.6% | $3,871+400.8% | $2,757+603.0% |
| Participant deferral / active EE | $7,030 | $3,871+81.6% | $5,060+38.9% | $4,300+63.5% |
| Admin fee / account holder | $18,317 | $6,719+172.6% | $8,388+118.4% | $6,925+164.5% |