Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $53,038 | $128,603-58.8% | $197,124-73.1% | $67,986-22.0% |
| Participation rate | 31.5% | 81.7%-50.2pp | 86.7%-55.2pp | 57.2%-25.7pp |
| Annual return | 15.23% | 23.77%-8.5pp | 44.34%-29.1pp | 31.67%-16.4pp |
| Employer contribution / active EE | $0 | $4,379-100.0% | $6,227-100.0% | $2,019-100.0% |
| Participant deferral / active EE | $2,370 | $6,840-65.4% | $9,135-74.1% | $3,358-29.4% |
| Admin fee / account holder | $12,694 | $3,035+318.3% | $16,298-22.1% | $3,203+296.3% |