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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,888 | $76,522-67.5% | $56,033-55.6% | $145,884-82.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 11.72% | 3014.28%-3002.6pp | 1711.38%-1699.7pp | 551.85%-540.1pp |
| Employer contribution / active EE | $1,737 | $1,382+25.7% | $1,041+66.9% | $4,662-62.7% |
| Participant deferral / active EE | $5,315 | $2,624+102.5% | $1,954+172.0% | $6,690-20.6% |
| Admin fee / account holder | $2,849 | $3,328-14.4% | $2,827+0.8% | $13,392-78.7% |