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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,888 | $76,608-67.5% | $56,077-55.6% | $145,877-82.9% |
| Participation rate | 100.0% | 63.2%+36.8pp | 52.5%+47.5pp | 80.3%+19.7pp |
| Annual return | 11.72% | 3009.59%-2997.9pp | 1709.28%-1697.6pp | 551.28%-539.6pp |
| Employer contribution / active EE | $1,737 | $1,382+25.7% | $1,040+67.0% | $4,663-62.7% |
| Participant deferral / active EE | $5,315 | $2,624+102.5% | $1,954+172.0% | $6,691-20.6% |
| Admin fee / account holder | $2,849 | $3,325-14.3% | $2,825+0.8% | $13,402-78.7% |