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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,144 | $67,823-17.2% | $52,425+7.1% | $137,256-59.1% |
| Participation rate | 75.0% | 63.9%+11.1pp | 55.6%+19.4pp | 80.0%-5.0pp |
| Annual return | 18.88% | 219.11%-200.2pp | 302.12%-283.2pp | 220.34%-201.5pp |
| Employer contribution / active EE | $1,805 | $1,163+55.2% | $914+97.4% | $4,156-56.6% |
| Participant deferral / active EE | $7,239 | $2,288+216.4% | $1,790+304.3% | $6,407+13.0% |
| Admin fee / account holder | $5,753 | $2,844+102.3% | $2,495+130.6% | $12,270-53.1% |