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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,788 | $159,934-71.4% | $147,005-68.9% | $145,959-68.6% |
| Participation rate | 69.6% | 84.0%-14.4pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 10.80% | 98.24%-87.4pp | 418.76%-408.0pp | 561.95%-551.1pp |
| Employer contribution / active EE | $2,032 | $5,287-61.6% | $4,934-58.8% | $4,661-56.4% |
| Participant deferral / active EE | $2,935 | $8,427-65.2% | $8,070-63.6% | $6,689-56.1% |
| Admin fee / account holder | $2,181 | $15,053-85.5% | $13,006-83.2% | $13,398-83.7% |