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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,788 | $160,070-71.4% | $147,117-68.9% | $145,897-68.6% |
| Participation rate | 69.6% | 84.0%-14.5pp | 82.2%-12.6pp | 80.3%-10.7pp |
| Annual return | 10.80% | 98.69%-87.9pp | 420.54%-409.7pp | 552.29%-541.5pp |
| Employer contribution / active EE | $2,032 | $5,285-61.6% | $4,932-58.8% | $4,663-56.4% |
| Participant deferral / active EE | $2,935 | $8,419-65.1% | $8,065-63.6% | $6,689-56.1% |
| Admin fee / account holder | $2,181 | $15,035-85.5% | $12,993-83.2% | $13,390-83.7% |