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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,124 | $102,422+1.7% | $147,117-29.2% | $80,959+28.6% |
| Participation rate | 84.6% | 75.9%+8.7pp | 82.2%+2.4pp | 67.7%+16.9pp |
| Annual return | 16.90% | 135.16%-118.3pp | 420.54%-403.6pp | 35.67%-18.8pp |
| Employer contribution / active EE | $2,744 | $3,717-26.2% | $4,932-44.4% | $2,757-0.5% |
| Participant deferral / active EE | $6,331 | $6,652-4.8% | $8,065-21.5% | $4,300+47.2% |
| Admin fee / account holder | $648 | $7,953-91.9% | $12,993-95.0% | $6,925-90.6% |