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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,346 | $172,111-66.7% | $150,298-61.8% | $137,256-58.2% |
| Participation rate | 83.3% | 81.7%+1.6pp | 77.8%+5.6pp | 80.0%+3.4pp |
| Annual return | 16.06% | 69.37%-53.3pp | 62.79%-46.7pp | 220.34%-204.3pp |
| Employer contribution / active EE | $11,192 | $4,636+141.4% | $4,154+169.4% | $4,156+169.3% |
| Participant deferral / active EE | $7,160 | $6,166+16.1% | $5,453+31.3% | $6,407+11.8% |
| Admin fee / account holder | $1,274 | $16,471-92.3% | $14,116-91.0% | $12,270-89.6% |