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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,346 | $185,312-69.1% | $161,489-64.5% | $154,746-62.9% |
| Participation rate | 83.3% | 82.5%+0.9pp | 78.7%+4.6pp | 80.7%+2.6pp |
| Annual return | 16.06% | 103.84%-87.8pp | 89.72%-73.7pp | 172.34%-156.3pp |
| Employer contribution / active EE | $11,192 | $4,769+134.7% | $4,268+162.2% | $4,379+155.6% |
| Participant deferral / active EE | $7,160 | $6,350+12.8% | $5,630+27.2% | $6,730+6.4% |
| Admin fee / account holder | $1,274 | $18,654-93.2% | $16,006-92.0% | $14,365-91.1% |