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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $315,438 | $160,070+97.1% | $147,117+114.4% | $145,897+116.2% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 12.32% | 98.69%-86.4pp | 420.54%-408.2pp | 552.29%-540.0pp |
| Employer contribution / active EE | $7,819 | $5,285+48.0% | $4,932+58.5% | $4,663+67.7% |
| Participant deferral / active EE | $14,186 | $8,419+68.5% | $8,065+75.9% | $6,689+112.1% |
| Admin fee / account holder | $3,324 | $15,035-77.9% | $12,993-74.4% | $13,390-75.2% |