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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,790 | $117,829-62.8% | $102,423-57.2% | $145,877-70.0% |
| Participation rate | 95.5% | 78.6%+16.8pp | 76.5%+19.0pp | 80.3%+15.2pp |
| Annual return | 19.85% | 31.83%-12.0pp | 29.42%-9.6pp | 551.28%-531.4pp |
| Employer contribution / active EE | $2,888 | $3,615-20.1% | $3,023-4.5% | $4,663-38.1% |
| Participant deferral / active EE | $9,354 | $5,732+63.2% | $5,054+85.1% | $6,691+39.8% |
| Admin fee / account holder | $2,099 | $13,335-84.3% | $9,455-77.8% | $13,402-84.3% |