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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $310,042 | $146,267+112.0% | $197,124+57.3% | $82,448+276.0% |
| Participation rate | 97.0% | 84.0%+13.0pp | 86.7%+10.3pp | 68.1%+28.9pp |
| Annual return | 18.98% | 29.61%-10.6pp | 44.34%-25.4pp | 41.64%-22.7pp |
| Employer contribution / active EE | $18,870 | $4,723+299.5% | $6,227+203.0% | $2,551+639.7% |
| Participant deferral / active EE | $15,493 | $7,035+120.2% | $9,135+69.6% | $4,139+274.3% |
| Admin fee / account holder | $2,234 | $14,422-84.5% | $16,298-86.3% | $7,234-69.1% |