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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $281,942 | $106,749+164.1% | $145,433+93.9% | $82,448+242.0% |
| Participation rate | 93.8% | 75.6%+18.1pp | 82.1%+11.6pp | 68.1%+25.7pp |
| Annual return | 15.79% | 27.59%-11.8pp | 66.58%-50.8pp | 41.64%-25.8pp |
| Employer contribution / active EE | $1,129 | $3,444-67.2% | $4,554-75.2% | $2,551-55.7% |
| Participant deferral / active EE | $15,398 | $6,519+136.2% | $7,897+95.0% | $4,139+272.0% |
| Admin fee / account holder | $1,915 | $8,390-77.2% | $13,129-85.4% | $7,234-73.5% |