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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,790 | $106,749+252.0% | $145,433+158.4% | $82,448+355.8% |
| Participation rate | 97.2% | 75.6%+21.6pp | 82.1%+15.1pp | 68.1%+29.2pp |
| Annual return | 16.41% | 27.59%-11.2pp | 66.58%-50.2pp | 41.64%-25.2pp |
| Employer contribution / active EE | $35,189 | $3,444+921.6% | $4,554+672.6% | $2,551+1279.5% |
| Participant deferral / active EE | $21,033 | $6,519+222.7% | $7,897+166.3% | $4,139+408.1% |
| Admin fee / account holder | $19,507 | $8,390+132.5% | $13,129+48.6% | $7,234+169.6% |