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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $375,790 | $106,524+252.8% | $152,301+146.7% | $87,485+329.6% |
| Participation rate | 97.2% | 75.8%+21.5pp | 82.4%+14.8pp | 68.9%+28.3pp |
| Annual return | 16.41% | 26.89%-10.5pp | 80.50%-64.1pp | 26.06%-9.6pp |
| Employer contribution / active EE | $35,189 | $3,371+943.8% | $4,624+660.9% | $2,596+1255.4% |
| Participant deferral / active EE | $21,033 | $6,525+222.3% | $8,004+162.8% | $4,274+392.2% |
| Admin fee / account holder | $19,507 | $8,287+135.4% | $14,398+35.5% | $7,775+150.9% |