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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $288,597 | $154,228+87.1% | $145,433+98.4% | $137,256+110.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 11.66% | 74.59%-62.9pp | 66.58%-54.9pp | 220.34%-208.7pp |
| Employer contribution / active EE | $5,623 | $4,804+17.0% | $4,554+23.5% | $4,156+35.3% |
| Participant deferral / active EE | $12,705 | $8,216+54.6% | $7,897+60.9% | $6,407+98.3% |
| Admin fee / account holder | $1,670 | $14,344-88.4% | $13,129-87.3% | $12,270-86.4% |