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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $345,947 | $124,425+178.0% | $112,040+208.8% | $137,256+152.0% |
| Participation rate | 83.3% | 79.3%+4.0pp | 76.5%+6.8pp | 80.0%+3.4pp |
| Annual return | 13.67% | 24.72%-11.0pp | 24.52%-10.9pp | 220.34%-206.7pp |
| Employer contribution / active EE | $5,070 | $3,411+48.6% | $2,954+71.6% | $4,156+22.0% |
| Participant deferral / active EE | $12,541 | $5,718+119.3% | $5,098+146.0% | $6,407+95.7% |
| Admin fee / account holder | $5,222 | $15,207-65.7% | $12,098-56.8% | $12,270-57.4% |