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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $318,898 | $77,164+313.3% | $178,014+79.1% | $80,874+294.3% |
| Participation rate | 82.1% | 65.7%+16.3pp | 77.1%+5.0pp | 67.6%+14.4pp |
| Annual return | 19.70% | 18.09%+1.6pp | 294.80%-275.1pp | 35.62%-15.9pp |
| Employer contribution / active EE | $2,048 | $2,288-10.5% | $3,950-48.1% | $2,756-25.7% |
| Participant deferral / active EE | $11,388 | $4,408+158.4% | $6,276+81.4% | $4,297+165.0% |
| Admin fee / account holder | $5,581 | $7,164-22.1% | $10,362-46.1% | $6,935-19.5% |