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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,977 | $111,535+41.6% | $105,223+50.1% | $137,256+15.1% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 80.0%+20.0pp |
| Annual return | 23.72% | 237.85%-214.1pp | 180.65%-156.9pp | 220.34%-196.6pp |
| Employer contribution / active EE | $3,967 | $3,939+0.7% | $3,689+7.6% | $4,156-4.5% |
| Participant deferral / active EE | $17,536 | $5,500+218.8% | $5,072+245.8% | $6,407+173.7% |
| Admin fee / account holder | $12,587 | $9,721+29.5% | $8,859+42.1% | $12,270+2.6% |