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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $253,351 | $106,749+137.3% | $145,433+74.2% | $82,448+207.3% |
| Participation rate | 100.0% | 75.6%+24.4pp | 82.1%+17.9pp | 68.1%+31.9pp |
| Annual return | 37.14% | 27.59%+9.6pp | 66.58%-29.4pp | 41.64%-4.5pp |
| Employer contribution / active EE | $4,468 | $3,444+29.7% | $4,554-1.9% | $2,551+75.2% |
| Participant deferral / active EE | $5,784 | $6,519-11.3% | $7,897-26.8% | $4,139+39.7% |
| Admin fee / account holder | $600 | $8,390-92.9% | $13,129-95.4% | $7,234-91.7% |