Retirement plan

SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF LULAC INSTITUTE, INC.

Name: LULAC INSTITUTE, INC. - SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF LULAC INSTITUTE, INC. (2025) Form 5500
Creator: LULAC INSTITUTE, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF LULAC INSTITUTE, INC., LULAC INSTITUTE, INC.

LULAC INSTITUTE, INC.EIN 52-2072106Plan #001PY 2025

1150 18TH STREET NW, SUITE 650 - WASHINGTON, DC 20036202-833-6130

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$953K

+15.9% from 2024

Total participants

-2.8% from 2024

Average account balance

$29,781

+15.9% from 2024

Annual return

11.47%

-18.75 pp from 2024

Benchmarks

See 7,240 peers

Peer group

Industry61 - Educational Services

Plan typeDefined contribution

Participants<25

Cohort7,240 peers

Snapshot2025

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$953K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$30K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

213.3%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$62K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.47%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$788

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2G2F2S2T3D

Plan features

2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2S
Automatic enrollment
Plan provides for automatic enrollment in plan that has elective contributions deducted from payroll.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$25K

$1680 / participant

Other / not subdivided$25K100.0%

% of EOY assets

2.645%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$29,781

$68,097-56.3%

$62,929-52.7%

$137,256-78.3%

Participation rate

80.0%

77.4%+2.6pp

73.1%+6.9pp

80.0%0pp

Annual return

11.47%

1859.11%-1847.6pp

1063.93%-1052.5pp

220.34%-208.9pp

Employer contribution / active EE

$1,813

$2,811-35.5%

$2,505-27.6%

$4,156-56.4%

Participant deferral / active EE

$2,292

$4,553-49.7%

$3,888-41.1%

$6,407-64.2%

Admin fee / account holder

$788

$6,521-87.9%

$5,065-84.4%

$12,270-93.6%

SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF LULAC INSTITUTE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

SAFE-HARBOR 403(B) THRIFT PLAN FOR EMPLOYEES OF LULAC INSTITUTE, INC.

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion