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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $474,309 | $183,539+158.4% | $155,556+204.9% | $145,897+225.1% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.63% | 61.31%-51.7pp | 64.84%-55.2pp | 552.29%-542.7pp |
| Employer contribution / active EE | $32,078 | $5,315+503.5% | $4,675+586.1% | $4,663+588.0% |
| Participant deferral / active EE | $18,353 | $6,467+183.8% | $5,631+225.9% | $6,689+174.4% |
| Admin fee / account holder | $7,523 | $19,275-61.0% | $15,885-52.6% | $13,390-43.8% |