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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,218 | $73,459+10.6% | $178,528-54.5% | $74,429+9.1% |
| Participation rate | 45.8% | 66.5%-20.7pp | 77.1%-31.3pp | 67.2%-21.4pp |
| Annual return | 16.58% | 17.50%-0.9pp | 27.11%-10.5pp | 1368.38%-1351.8pp |
| Employer contribution / active EE | $1,852 | $2,219-16.5% | $3,950-53.1% | $2,625-29.4% |
| Participant deferral / active EE | $5,070 | $4,515+12.3% | $6,278-19.3% | $4,348+16.6% |
| Admin fee / account holder | $2,062 | $1,812+13.8% | $10,419-80.2% | $1,944+6.0% |