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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $144,466 | $154,228-6.3% | $145,433-0.7% | $137,256+5.3% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 15.27% | 74.59%-59.3pp | 66.58%-51.3pp | 220.34%-205.1pp |
| Employer contribution / active EE | $10,094 | $4,804+110.1% | $4,554+121.6% | $4,156+142.9% |
| Participant deferral / active EE | $5,621 | $8,216-31.6% | $7,897-28.8% | $6,407-12.3% |
| Admin fee / account holder | $1,035 | $14,344-92.8% | $13,129-92.1% | $12,270-91.6% |