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| Provider | Service type | Compensation |
|---|---|---|
STRATEGIC ADVISORS, INC.3 years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $9,113 |
FIDELITY INVESTMENTS INSTITUTIONAL10+ years Service code 37 · EIN 04-2647786 | Loan Processing | -$29,987 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Form 5500 reported that benefits due were not provided when due.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,074 | $110,258+1.6% | $102,460+9.4% | $200,096-44.0% |
| Participation rate | 96.9% | 86.3%+10.6pp | 76.5%+20.4pp | 72.0%+24.9pp |
| Annual return | 16.89% | 35.78%-18.9pp | 29.47%-12.6pp | 34.26%-17.4pp |
| Employer contribution / active EE | $2,828 | $3,605-21.5% | $3,025-6.5% | $3,038-6.9% |
| Participant deferral / active EE | $10,790 | $6,377+69.2% | $5,056+113.4% | $5,090+112.0% |
| Admin fee / account holder | -$16 | $122-112.9% | $9,460-100.2% | $269-105.9% |