Retirement plan

ROSO & PAKULA FOOD BROKERAGE 401(K) PROFIT SHARING PLAN & TRUST

Name: ROSO & PAKULA FOOD BROKERAGE - ROSO & PAKULA FOOD BROKERAGE 401(K) PROFIT SHARING PLAN & TRUST (2024) Form 5500
Creator: ROSO & PAKULA FOOD BROKERAGE
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, ROSO & PAKULA FOOD BROKERAGE 401(K) PROFIT SHARING PLAN & TRUST, ROSO & PAKULA FOOD BROKERAGE

ROSO & PAKULA FOOD BROKERAGEEIN 52-1959010Plan #001PY 2024

8455 BALTIMORE NATIONAL PIKE, SUITE D - ELLICOTT CITY, MD 21043410-418-9766LinkedIn1-10 employeessupermarkets

Prospect flagsHigh feesLow participation

How to read this page

Total assets (EOY)

$400K

+19.3% from 2023

Total participants

0.0% from 2023

Average account balance

$66,598

+19.3% from 2023

Annual return

8.51%

-5.55 pp from 2023

Benchmarks

See 10,356 peers

Peer group

Industry45 - Retail Trade

Plan typeDefined contribution

Participants<25

Cohort10,356 peers

Snapshot2024

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$400K

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$67K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

46.2%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$37K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$3K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+8.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$800

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E2F2G2J3D2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2F
ERISA section 404(c) plan
This plan or any part of it is intended to meet the conditions of 29 CFR 2550.404c-1 (shifting investment responsibility to participants).
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

2 tripped

OpportunityLow participation
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$5K

$369 / participant

Other / not subdivided$5K100.0%

% of EOY assets

1.201%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$66,598

$109,904-39.4%

$97,167-31.5%

$145,959-54.4%

Participation rate

46.2%

75.9%-29.8pp

72.7%-26.5pp

80.3%-34.1pp

Annual return

8.51%

243.43%-234.9pp

75.27%-66.8pp

561.95%-553.4pp

Employer contribution / active EE

$1,022

$3,084-66.9%

$2,729-62.6%

$4,661-78.1%

Participant deferral / active EE

$1,807

$4,676-61.4%

$4,264-57.6%

$6,689-73.0%

Admin fee / account holder

$800

$6,216-87.1%

$5,650-85.8%

$13,398-94.0%

ROSO & PAKULA FOOD BROKERAGE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

ROSO & PAKULA FOOD BROKERAGE 401(K) PROFIT SHARING PLAN & TRUST

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion