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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,054 | $80,763+62.3% | $102,412+28.0% | $74,459+76.0% |
| Participation rate | 51.5% | 65.7%-14.2pp | 74.5%-23.0pp | 67.2%-15.8pp |
| Annual return | 13.57% | 27.57%-14.0pp | 24.94%-11.4pp | 1369.70%-1356.1pp |
| Employer contribution / active EE | $1,964 | $3,160-37.9% | $3,870-49.3% | $2,626-25.2% |
| Participant deferral / active EE | $4,130 | $3,862+6.9% | $5,060-18.4% | $4,350-5.1% |
| Admin fee / account holder | $12,150 | $2,371+412.3% | $8,388+44.9% | $1,945+524.7% |