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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,179 | $131,625+2.7% | $107,187+26.1% | - |
| Participation rate | 53.5% | 57.3%-3.8pp | 75.0%-21.5pp | - |
| Annual return | 15.29% | 14.69%+0.6pp | 204.55%-189.3pp | - |
| Employer contribution / active EE | $2,143 | $2,255-5.0% | $3,782-43.3% | - |
| Participant deferral / active EE | $4,288 | $3,909+9.7% | $5,096-15.9% | - |
| Admin fee / account holder | $25,146 | $8,026+213.3% | $9,162+174.5% | - |