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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,795 | $154,228+8.8% | $145,433+15.4% | $137,256+22.2% |
| Participation rate | 81.8% | 83.8%-2.0pp | 82.1%-0.3pp | 80.0%+1.9pp |
| Annual return | 16.25% | 74.59%-58.3pp | 66.58%-50.3pp | 220.34%-204.1pp |
| Employer contribution / active EE | $4,193 | $4,804-12.7% | $4,554-7.9% | $4,156+0.9% |
| Participant deferral / active EE | $7,091 | $8,216-13.7% | $7,897-10.2% | $6,407+10.7% |
| Admin fee / account holder | $1,129 | $14,344-92.1% | $13,129-91.4% | $12,270-90.8% |