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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,492 | $63,845-42.8% | $81,370-55.2% | $80,959-54.9% |
| Participation rate | 57.1% | 63.9%-6.7pp | 69.5%-12.4pp | 67.7%-10.5pp |
| Annual return | 15.05% | 16.37%-1.3pp | 24.85%-9.8pp | 35.67%-20.6pp |
| Employer contribution / active EE | $1,064 | $1,980-46.2% | $2,464-56.8% | $2,757-61.4% |
| Participant deferral / active EE | $2,991 | $3,093-3.3% | $3,885-23.0% | $4,300-30.4% |
| Admin fee / account holder | $5,355 | $5,688-5.9% | $5,749-6.9% | $6,925-22.7% |