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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $35,696 | $183,539-80.6% | $155,556-77.1% | $145,897-75.5% |
| Participation rate | 69.2% | 82.7%-13.5pp | 78.2%-9.0pp | 80.3%-11.1pp |
| Annual return | 10.59% | 61.31%-50.7pp | 64.84%-54.3pp | 552.29%-541.7pp |
| Employer contribution / active EE | $1,804 | $5,315-66.1% | $4,675-61.4% | $4,663-61.3% |
| Participant deferral / active EE | $5,319 | $6,467-17.7% | $5,631-5.5% | $6,689-20.5% |
| Admin fee / account holder | $4,401 | $19,275-77.2% | $15,885-72.3% | $13,390-67.1% |