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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $241,296 | $78,520+207.3% | $96,576+149.9% | $82,448+192.7% |
| Participation rate | 40.7% | 77.7%-37.0pp | 81.4%-40.7pp | 68.1%-27.3pp |
| Annual return | 16.49% | 41.30%-24.8pp | 38.47%-22.0pp | 41.64%-25.1pp |
| Employer contribution / active EE | $0 | $2,630-100.0% | $3,553-100.0% | $2,551-100.0% |
| Participant deferral / active EE | $4,966 | $6,754-26.5% | $7,956-37.6% | $4,139+20.0% |
| Admin fee / account holder | $6,566 | $13,455-51.2% | $11,381-42.3% | $7,234-9.2% |