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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,474 | $97,125+41.5% | $86,233+59.4% | $137,256+0.2% |
| Participation rate | 87.5% | 74.2%+13.3pp | 69.0%+18.5pp | 80.0%+7.5pp |
| Annual return | 18.70% | 74.19%-55.5pp | 61.39%-42.7pp | 220.34%-201.6pp |
| Employer contribution / active EE | $2,752 | $2,841-3.1% | $2,504+9.9% | $4,156-33.8% |
| Participant deferral / active EE | $9,024 | $5,180+74.2% | $4,559+97.9% | $6,407+40.9% |
| Admin fee / account holder | $6,376 | $9,725-34.4% | $8,342-23.6% | $12,270-48.0% |