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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,761 | $145,431-57.5% | $211,142-70.7% | $87,485-29.4% |
| Participation rate | 60.9% | 84.7%-23.9pp | 87.3%-26.4pp | 68.9%-8.1pp |
| Annual return | 14.61% | 27.21%-12.6pp | 46.84%-32.2pp | 26.06%-11.4pp |
| Employer contribution / active EE | $0 | $4,662-100.0% | $6,442-100.0% | $2,596-100.0% |
| Participant deferral / active EE | $3,417 | $6,859-50.2% | $9,284-63.2% | $4,274-20.0% |
| Admin fee / account holder | $6,017 | $17,052-64.7% | $19,076-68.5% | $7,775-22.6% |