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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,861 | $114,119+32.2% | $107,187+40.7% | $138,895+8.6% |
| Participation rate | 100.0% | 78.1%+21.9pp | 75.0%+25.0pp | 79.9%+20.1pp |
| Annual return | 13.38% | 273.21%-259.8pp | 204.55%-191.2pp | 145.39%-132.0pp |
| Employer contribution / active EE | $13,601 | $4,059+235.1% | $3,782+259.6% | $4,194+224.3% |
| Participant deferral / active EE | $6,940 | $5,538+25.3% | $5,096+36.2% | $6,396+8.5% |
| Admin fee / account holder | $8,802 | $10,024-12.2% | $9,162-3.9% | $12,562-29.9% |