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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,861 | $134,817+11.9% | $123,973+21.7% | $155,188-2.8% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.7%+23.3pp | 80.8%+19.2pp |
| Annual return | 13.38% | 515.49%-502.1pp | 388.13%-374.7pp | 148.84%-135.5pp |
| Employer contribution / active EE | $13,601 | $4,425+207.4% | $4,126+229.7% | $4,248+220.2% |
| Participant deferral / active EE | $6,940 | $5,706+21.6% | $5,247+32.3% | $6,531+6.3% |
| Admin fee / account holder | $8,802 | $13,245-33.5% | $11,799-25.4% | $14,480-39.2% |