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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,284 | $154,228+75.3% | $145,433+85.8% | $137,256+96.9% |
| Participation rate | 75.0% | 83.8%-8.8pp | 82.1%-7.1pp | 80.0%-5.0pp |
| Annual return | 5.79% | 74.59%-68.8pp | 66.58%-60.8pp | 220.34%-214.6pp |
| Employer contribution / active EE | $4,660 | $4,804-3.0% | $4,554+2.3% | $4,156+12.1% |
| Participant deferral / active EE | $12,702 | $8,216+54.6% | $7,897+60.8% | $6,407+98.3% |
| Admin fee / account holder | $519,233 | $14,344+3520.0% | $13,129+3854.9% | $12,270+4131.7% |