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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,383 | $93,345+33.3% | $119,126+4.4% | $87,485+42.2% |
| Participation rate | 85.7% | 68.7%+17.0pp | 75.8%+10.0pp | 68.9%+16.8pp |
| Annual return | 18.89% | 19.08%-0.2pp | 282.11%-263.2pp | 26.06%-7.2pp |
| Employer contribution / active EE | $12,618 | $3,172+297.8% | $4,034+212.8% | $2,596+386.0% |
| Participant deferral / active EE | $4,942 | $4,099+20.6% | $5,318-7.1% | $4,274+15.6% |
| Admin fee / account holder | $4,861 | $8,039-39.5% | $10,693-54.5% | $7,775-37.5% |