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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,560 | $81,504+43.0% | $102,437+13.8% | $80,959+44.0% |
| Participation rate | 78.6% | 66.9%+11.7pp | 74.5%+4.1pp | 67.7%+10.9pp |
| Annual return | 13.79% | 25.60%-11.8pp | 24.95%-11.2pp | 35.67%-21.9pp |
| Employer contribution / active EE | $6,932 | $3,104+123.4% | $3,871+79.1% | $2,757+151.4% |
| Participant deferral / active EE | $5,850 | $3,871+51.1% | $5,060+15.6% | $4,300+36.0% |
| Admin fee / account holder | $1,517 | $6,719-77.4% | $8,388-81.9% | $6,925-78.1% |