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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $386,356 | $183,539+110.5% | $155,556+148.4% | $145,897+164.8% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 16.32% | 61.31%-45.0pp | 64.84%-48.5pp | 552.29%-536.0pp |
| Employer contribution / active EE | $7,436 | $5,315+39.9% | $4,675+59.0% | $4,663+59.5% |
| Participant deferral / active EE | $12,770 | $6,467+97.5% | $5,631+126.8% | $6,689+90.9% |
| Admin fee / account holder | $7,402 | $19,275-61.6% | $15,885-53.4% | $13,390-44.7% |